FFIEC AI examination standards in 2026 focus on board oversight, complete AI model inventories, AI-specific validation, third-party vendor oversight, and GenAI controls. Here's what banks need to prepare.
The EU AI Act's high-risk AI obligations for financial services — including credit scoring and AML models — apply from August 2026. This guide covers who's in scope, compliance requirements, and how to intersect with DORA and SR 26-2.
Compliance teams at banks need practical policy artifacts. This 9-section GenAI governance policy template — acceptable use, data handling, model approval workflow, audit trail, incident response — is ready to adapt for your institution.
Model validation is the most scrutinised MRM pillar in bank examinations. This guide covers the three SR 11-7 components, independence requirements, documentation checklist, and how AI models change validation under SR 26-2.
DORA entered full enforcement in January 2025. US banks with EU operations face active examination risk in 2026. This guide covers who is in scope, the five pillars, compliance checklist, and key deadlines.
